{"id":3351,"date":"2026-03-03T06:41:15","date_gmt":"2026-03-03T06:41:15","guid":{"rendered":"https:\/\/mymahotsav.com\/knowledgebase\/?post_type=docs&#038;p=3351"},"modified":"2026-03-03T06:41:15","modified_gmt":"2026-03-03T06:41:15","password":"","slug":"event-insurnace-requirement-policy","status":"publish","type":"docs","link":"https:\/\/mymahotsav.com\/knowledgebase\/docs\/policy-hub\/events-tickets\/event-insurnace-requirement-policy\/","title":{"rendered":"Event Insurnace Requirement Policy"},"content":{"rendered":"<p class=\"ds-markdown-paragraph\"><strong>Module:<\/strong>\u00a0Utsav Pass\u2122<br \/>\n<strong>Document Type:<\/strong>\u00a0Hybrid \u2014 Plain English + Legal Reinforcement<br \/>\n<strong>Trademark:<\/strong> UTSAV PASS\u2122 is a trademark of MyMahotsav Futuretech Ltd<br \/>\n<strong>Jurisdictions:<\/strong>\u00a0Global (with jurisdictional addendums)<br \/>\n<strong>Version:<\/strong>\u00a01.0<br \/>\n<strong>Effective Date:<\/strong> 24th February, 2026<\/p>\n<hr \/>\n<h2>PART A: PLAIN ENGLISH SUMMARY<\/h2>\n<h3>Insurance: Protecting Your Event and Everyone Involved<\/h3>\n<p class=\"ds-markdown-paragraph\">Events come with risks\u2014injuries, property damage, cancellations. Insurance helps protect you, your attendees, and your business if something goes wrong. This policy explains what insurance UTSAV PASS\u2122 requires and recommends.<\/p>\n<h3>The Simple Truth<\/h3>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Insurance protects you<\/strong>: If someone gets hurt or property gets damaged, insurance pays\u2014not you personally.<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>It&#8217;s often required by law<\/strong>: Many countries require public liability insurance for events.<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Venues demand it<\/strong>: Most venues won&#8217;t let you use their space without proof of insurance.<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>UTSAV PASS\u2122 requires minimum coverage<\/strong>: Organizers must maintain specified insurance levels.<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>We may ask for proof<\/strong>: Have your certificate ready when requested.<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>It&#8217;s not expensive<\/strong>: Event insurance is surprisingly affordable compared to the risk.<\/p>\n<\/li>\n<\/ul>\n<hr \/>\n<h2>PART B: LEGAL TERMS AND CONDITIONS<\/h2>\n<h3>1. DEFINITIONS<\/h3>\n<div class=\"ds-scroll-area _1210dd7 c03cafe9\">\n<div class=\"ds-scroll-area__gutters\">\n<div class=\"ds-scroll-area__horizontal-gutter\"><\/div>\n<div class=\"ds-scroll-area__vertical-gutter\"><\/div>\n<\/div>\n<table>\n<thead>\n<tr>\n<th>Term<\/th>\n<th>Definition<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Public Liability Insurance<\/strong><\/td>\n<td>Insurance covering claims for death, injury, or damage to third parties (attendees, public, property) arising from your event<\/td>\n<\/tr>\n<tr>\n<td><strong>Employers&#8217; Liability Insurance<\/strong><\/td>\n<td>Insurance covering claims by employees injured at work (legally required in many countries if you have staff)<\/td>\n<\/tr>\n<tr>\n<td><strong>Event Cancellation Insurance<\/strong><\/td>\n<td>Insurance covering financial loss if event is cancelled, postponed, or curtailed due to specified events<\/td>\n<\/tr>\n<tr>\n<td><strong>Professional Indemnity Insurance<\/strong><\/td>\n<td>Insurance covering claims for professional negligence (for conferences, workshops, advice-based events)<\/td>\n<\/tr>\n<tr>\n<td><strong>Certificate of Insurance<\/strong><\/td>\n<td>Document from your insurer confirming coverage, limits, and validity period<\/td>\n<\/tr>\n<tr>\n<td><strong>Additional Insured<\/strong><\/td>\n<td>A party added to your policy as also covered (venues often require this)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<hr \/>\n<h3>2. MANDATORY INSURANCE REQUIREMENTS<\/h3>\n<h4>2.1 Minimum Requirements for All Organizers<\/h4>\n<p class=\"ds-markdown-paragraph\"><strong>2.1.1<\/strong>\u00a0All Event Organizers listing events on UTSAV PASS\u2122 must maintain:<\/p>\n<div class=\"ds-scroll-area _1210dd7 c03cafe9\">\n<div class=\"ds-scroll-area__gutters\">\n<div class=\"ds-scroll-area__horizontal-gutter\"><\/div>\n<div class=\"ds-scroll-area__vertical-gutter\"><\/div>\n<\/div>\n<table>\n<thead>\n<tr>\n<th>Insurance Type<\/th>\n<th>Minimum Coverage<\/th>\n<th>Required For<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Public Liability<\/strong><\/td>\n<td>\u00a32 million \/ \u20b92 crore \/ $2 million<\/td>\n<td>ALL events<\/td>\n<\/tr>\n<tr>\n<td><strong>Employers&#8217; Liability<\/strong><\/td>\n<td>As required by law<\/td>\n<td>Events with employees<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p class=\"ds-markdown-paragraph\"><strong>2.1.2<\/strong>\u00a0Proof of insurance must be provided:<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">Upon request by UTSAV PASS\u2122<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">When required by venue<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">When required by local authorities<\/p>\n<\/li>\n<\/ul>\n<h4>2.2 Enhanced Requirements by Event Type<\/h4>\n<div class=\"ds-scroll-area _1210dd7 c03cafe9\">\n<div class=\"ds-scroll-area__gutters\">\n<div class=\"ds-scroll-area__horizontal-gutter\"><\/div>\n<div class=\"ds-scroll-area__vertical-gutter\"><\/div>\n<\/div>\n<table>\n<thead>\n<tr>\n<th>Event Type<\/th>\n<th>Additional Insurance Required<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Sports events<\/strong><\/td>\n<td>Public liability (higher limits often \u00a35m+), personal accident<\/td>\n<\/tr>\n<tr>\n<td><strong>Adventure activities<\/strong><\/td>\n<td>Specialist activity insurance<\/td>\n<\/tr>\n<tr>\n<td><strong>Events with alcohol<\/strong><\/td>\n<td>Public liability + liquor liability<\/td>\n<\/tr>\n<tr>\n<td><strong>Children&#8217;s events<\/strong><\/td>\n<td>Public liability + safeguarding insurance<\/td>\n<\/tr>\n<tr>\n<td><strong>Large festivals<\/strong><\/td>\n<td>Public liability (\u00a35m+), cancellation<\/td>\n<\/tr>\n<tr>\n<td><strong>Fireworks\/pyrotechnics<\/strong><\/td>\n<td>Specialist pyrotechnics insurance<\/td>\n<\/tr>\n<tr>\n<td><strong>Food vendors<\/strong><\/td>\n<td>Product liability, food hygiene<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h4>2.3 Venue Requirements<\/h4>\n<p class=\"ds-markdown-paragraph\"><strong>2.3.1<\/strong>\u00a0Organizers must comply with venue insurance requirements, which may include:<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">Being named as &#8220;additional insured&#8221; on your policy<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Higher coverage limits<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Specific policy wording<\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph\"><strong>2.3.2<\/strong>\u00a0Failure to meet venue requirements may result in:<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">Cancellation of your booking<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Loss of deposit<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Personal liability for damages<\/p>\n<\/li>\n<\/ul>\n<hr \/>\n<h3>3. RECOMMENDED INSURANCE COVERAGES<\/h3>\n<h4>3.1 Event Cancellation Insurance<\/h4>\n<p class=\"ds-markdown-paragraph\"><strong>3.1.1<\/strong>\u00a0Strongly recommended for events with:<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">Significant upfront costs<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Dependence on key performers\/speakers<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Outdoor elements (weather risk)<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Ticket revenue needed to break even<\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph\"><strong>3.1.2<\/strong>\u00a0Typical covered reasons:<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">Sickness of key personnel<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Extreme weather<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Property damage at venue<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Non-appearance of performers<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Supplier failure<\/p>\n<\/li>\n<\/ul>\n<h4>3.2 Professional Indemnity Insurance<\/h4>\n<p class=\"ds-markdown-paragraph\"><strong>3.2.1<\/strong>\u00a0Recommended for:<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">Conferences and seminars<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Workshops providing advice<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Training courses<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Events where professional services are delivered<\/p>\n<\/li>\n<\/ul>\n<h4>3.3 Property Insurance<\/h4>\n<p class=\"ds-markdown-paragraph\"><strong>3.3.1<\/strong>\u00a0Covers your equipment:<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">Sound and lighting<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Staging<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Decorations<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Merchandise<\/p>\n<\/li>\n<\/ul>\n<hr \/>\n<h3>4. PROOF OF INSURANCE<\/h3>\n<h4>4.1 What We Need<\/h4>\n<p class=\"ds-markdown-paragraph\">When requesting proof of insurance, we require:<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Certificate of Insurance<\/strong>\u00a0(not just policy schedule)<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Showing:<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">Insured name (matches your UTSAV PASS\u2122 account)<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Policy number<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Coverage limits<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Effective dates (must cover event date)<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Insurer contact details<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h4>4.2 When to Provide<\/h4>\n<div class=\"ds-scroll-area _1210dd7 c03cafe9\">\n<div class=\"ds-scroll-area__gutters\">\n<div class=\"ds-scroll-area__horizontal-gutter\"><\/div>\n<div class=\"ds-scroll-area__vertical-gutter\"><\/div>\n<\/div>\n<table>\n<thead>\n<tr>\n<th>Scenario<\/th>\n<th>Deadline<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>New organizer onboarding<\/td>\n<td>Before first event goes live<\/td>\n<\/tr>\n<tr>\n<td>High-risk event<\/td>\n<td>At least 14 days before event<\/td>\n<\/tr>\n<tr>\n<td>Upon request<\/td>\n<td>Within 7 days<\/td>\n<\/tr>\n<tr>\n<td>Annual renewal<\/td>\n<td>Before expiry of current policy<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h4>4.3 Failure to Provide<\/h4>\n<p class=\"ds-markdown-paragraph\">If required insurance is not provided:<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">Event may be suspended<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Listing may be removed<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Funds may be withheld<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Account may be restricted<\/p>\n<\/li>\n<\/ul>\n<hr \/>\n<h3>5. CONSEQUENCES OF INADEQUATE INSURANCE<\/h3>\n<h4>5.1 For Organizers<\/h4>\n<p class=\"ds-markdown-paragraph\">If you operate without required insurance:<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">You bear\u00a0<strong>full personal liability<\/strong>\u00a0for any claims<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">You may breach venue contracts<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">You may violate local laws<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">UTSAV PASS\u2122 may suspend your account<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">You may be unable to recover losses<\/p>\n<\/li>\n<\/ul>\n<h4>5.2 For UTSAV PASS\u2122<\/h4>\n<p class=\"ds-markdown-paragraph\">UTSAV PASS\u2122 is not responsible for:<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">Organizer&#8217;s lack of insurance<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Claims arising from uninsured events<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Losses due to Organizer negligence<\/p>\n<\/li>\n<\/ul>\n<h4>5.3 Indemnification<\/h4>\n<p class=\"ds-markdown-paragraph\">Organizers agree to indemnify UTSAV PASS\u2122 for any claims arising from their failure to maintain required insurance.<\/p>\n<hr \/>\n<h3>6. INSURANCE FOR VENUE OPERATORS<\/h3>\n<h4>6.1 Venue Insurance Requirements<\/h4>\n<p class=\"ds-markdown-paragraph\">Venue Operators listing on UTSAV PASS\u2122 must maintain:<\/p>\n<div class=\"ds-scroll-area _1210dd7 c03cafe9\">\n<div class=\"ds-scroll-area__gutters\">\n<div class=\"ds-scroll-area__horizontal-gutter\"><\/div>\n<div class=\"ds-scroll-area__vertical-gutter\"><\/div>\n<\/div>\n<table>\n<thead>\n<tr>\n<th>Coverage<\/th>\n<th>Minimum<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Public Liability<\/strong><\/td>\n<td>\u00a32 million \/ \u20b92 crore<\/td>\n<\/tr>\n<tr>\n<td><strong>Property Insurance<\/strong><\/td>\n<td>Full replacement value<\/td>\n<\/tr>\n<tr>\n<td><strong>Employers&#8217; Liability<\/strong><\/td>\n<td>As required by law<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h4>6.2 Proof for Venues<\/h4>\n<p class=\"ds-markdown-paragraph\">Venues must provide proof of insurance:<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">Upon listing<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Annually thereafter<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Upon request<\/p>\n<\/li>\n<\/ul>\n<hr \/>\n<h3>7. FREQUENTLY ASKED QUESTIONS<\/h3>\n<p class=\"ds-markdown-paragraph\"><strong>Q: How much does event insurance cost?<\/strong><br \/>\nA: For a small event, public liability insurance can cost as little as \u00a350-100 \/ \u20b95,000-10,000.<\/p>\n<p class=\"ds-markdown-paragraph\"><strong>Q: Can I get insurance for a single event?<\/strong><br \/>\nA: Yes, many insurers offer one-event policies specifically for this purpose.<\/p>\n<p class=\"ds-markdown-paragraph\"><strong>Q: What if my event is free?<\/strong><br \/>\nA: You still need insurance\u2014free events still have risks.<\/p>\n<p class=\"ds-markdown-paragraph\"><strong>Q: Does my venue&#8217;s insurance cover me?<\/strong><br \/>\nA: Generally no. Venue insurance covers the building, not your event activities.<\/p>\n<p class=\"ds-markdown-paragraph\"><strong>Q: When should I buy insurance?<\/strong><br \/>\nA: As soon as you start planning\u2014before tickets go on sale.<\/p>\n<hr \/>\n<h2>PART C: JURISDICTION-SPECIFIC ADDENDUMS<\/h2>\n<h3>INDIA ADDENDUM<\/h3>\n<p class=\"ds-markdown-paragraph\"><strong>Legal Requirements<\/strong>:<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">Employers&#8217; Liability: Required under Employees&#8217; State Insurance Act, 1948 (if applicable)<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Public Liability: Not statutorily required but strongly recommended<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Third-Party Liability: May be required for certain events<\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph\"><strong>Recommended Providers<\/strong>: Public sector insurers (New India, United India, etc.) and private players offer event insurance.<\/p>\n<p class=\"ds-markdown-paragraph\"><strong>Premium Tax<\/strong>: GST applicable on insurance premiums.<\/p>\n<h3>UK ADDENDUM<\/h3>\n<p class=\"ds-markdown-paragraph\"><strong>Legal Requirements<\/strong>:<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">Employers&#8217; Liability Insurance:\u00a0<strong>Legally required<\/strong>\u00a0if you have employees (minimum \u00a35 million)<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Public Liability: Not legally required but industry standard<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Theft Act: Insurance may affect recovery rights<\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph\"><strong>Enforcement<\/strong>: HSE can fine for non-compliance with Employers&#8217; Liability.<\/p>\n<p class=\"ds-markdown-paragraph\"><strong>Industry Standards<\/strong>: AIOA (Association of Independent Organisers) recommends minimum \u00a35 million public liability.<\/p>\n<h3>US ADDENDUM<\/h3>\n<p class=\"ds-markdown-paragraph\"><strong>Legal Requirements<\/strong>:<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">Workers&#8217; Compensation: Required if you have employees (varies by state)<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Commercial General Liability: Not federally required but venues mandate it<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Liquor Liability: Required if serving alcohol (dram shop laws)<\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph\"><strong>State Variations<\/strong>: Insurance requirements vary significantly by state.<\/p>\n<p class=\"ds-markdown-paragraph\"><strong>Typical Limits<\/strong>: Venues often require $1-2 million per occurrence.<\/p>\n<h3>EU ADDENDUM<\/h3>\n<p class=\"ds-markdown-paragraph\"><strong>Legal Requirements<\/strong>:<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">Employers&#8217; Liability: Required in most member states<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Public Liability: Varies by country<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Professional Indemnity: May be required for certain professions<\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph\"><strong>Cross-Border Events<\/strong>: Insurance must cover the country where event occurs.<\/p>\n<hr \/>\n<h2>PART D: ENTERPRISE INTERNAL MANUAL<\/h2>\n<h3>For UTSAV PASS\u2122 Compliance Team<\/h3>\n<h4>A. Insurance Verification Checklist<\/h4>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">Insured name matches UTSAV PASS\u2122 account<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Policy effective dates cover event<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Coverage limits meet minimum requirements<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Policy includes public liability<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Employers&#8217; liability included (if applicable)<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Insurer is reputable (check ratings if needed)<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Additional insured endorsement (if required)<\/p>\n<\/li>\n<\/ul>\n<h4>B. Organizer Insurance Tracking<\/h4>\n<div class=\"ds-scroll-area _1210dd7 c03cafe9\">\n<div class=\"ds-scroll-area__gutters\">\n<div class=\"ds-scroll-area__horizontal-gutter\"><\/div>\n<div class=\"ds-scroll-area__vertical-gutter\"><\/div>\n<\/div>\n<table>\n<thead>\n<tr>\n<th>Organizer Tier<\/th>\n<th>Insurance Review Frequency<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>New<\/td>\n<td>Before each event<\/td>\n<\/tr>\n<tr>\n<td>Established<\/td>\n<td>Annual + random spot checks<\/td>\n<\/tr>\n<tr>\n<td>Trusted<\/td>\n<td>Annual only<\/td>\n<\/tr>\n<tr>\n<td>High-risk<\/td>\n<td>Before each event<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h4>C. Sample Insurance Request Email<\/h4>\n<p>Subject: Insurance Verification Required for [Event Name]<\/p>\n<p>Dear [Organizer],<\/p>\n<p>Before we can publish your event [Event Name], we need to verify your insurance coverage.<\/p>\n<p>Please upload to your Organizer Dashboard:<\/p>\n<p>1. Certificate of Insurance (Public Liability &#8211; minimum \u00a32m\/\u20b92cr)<br \/>\n2. Policy must be valid for [Event Date]<\/p>\n<p>If you have employees, please also provide Employers&#8217; Liability Insurance.<\/p>\n<p>If you don&#8217;t have insurance yet, you can obtain event-specific policies from providers such as [list].<\/p>\n<p>Please respond within 7 days.<\/p>\n<p>\u2014 UTSAV PASS\u2122 Compliance<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Module:\u00a0Utsav Pass\u2122 Document Type:\u00a0Hybrid \u2014 Plain English + Legal Reinforcement Trademark: UTSAV PASS\u2122 is a trademark of MyMahotsav Futuretech Ltd Jurisdictions:\u00a0Global (with jurisdictional addendums) Version:\u00a01.0&hellip;<\/p>\n","protected":false},"author":15,"featured_media":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"footnotes":""},"doc_category":[209],"glossaries":[],"doc_tag":[240],"knowledge_base":[199],"class_list":["post-3351","docs","type-docs","status-publish","hentry","doc_category-events-tickets","doc_tag-guideline","knowledge_base-policy-hub"],"year_month":"2026-04","word_count":1180,"total_views":"59","reactions":{"happy":"0","normal":"0","sad":"0"},"author_info":{"name":"MyMahotsav Admin","author_nicename":"support-team","author_url":"https:\/\/mymahotsav.com\/knowledgebase\/author\/support-team\/"},"doc_category_info":[{"term_name":"Events &amp; Tickets","term_url":"https:\/\/mymahotsav.com\/knowledgebase\/docs\/mm-guides\/events-tickets\/"}],"doc_tag_info":[{"term_name":"Guideline","term_url":"https:\/\/mymahotsav.com\/knowledgebase\/docs-tag\/guideline\/"}],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.1 (Yoast SEO v26.2) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Insurance Requirement Policy for Events | Utsav Pass - MyMahotsav<\/title>\n<meta name=\"description\" content=\"Complete guide to insurance requirements for event organizers on UTSAV PASS\u2122. 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