{"id":3516,"date":"2026-03-05T06:54:40","date_gmt":"2026-03-05T06:54:40","guid":{"rendered":"https:\/\/mymahotsav.com\/knowledgebase\/?post_type=docs&#038;p=3516"},"modified":"2026-03-05T06:55:27","modified_gmt":"2026-03-05T06:55:27","password":"","slug":"courses-payments-refund-policy","status":"publish","type":"docs","link":"https:\/\/mymahotsav.com\/knowledgebase\/docs\/policy-hub\/gyanvapy-courses\/courses-payments-refund-policy\/","title":{"rendered":"Courses Payments &#038; Refund Policy"},"content":{"rendered":"<p class=\"ds-markdown-paragraph\"><strong>Module:<\/strong>\u00a0GyanVapy Courses\u2122 (Marketplace)<br \/>\n<strong>Document Type:<\/strong>\u00a0Policy<br \/>\n<strong>Trademark:<\/strong> GyanVapy Courses\u2122 is a trademark of MyMahotsav Futuretech Ltd<br \/>\n<strong>Effective Date:<\/strong>\u00a024th February 2026<br \/>\n<strong>Version:<\/strong>\u00a01.0<\/p>\n<hr \/>\n<h2>Part A: Plain English Summary<\/h2>\n<h3>How Payments and Refunds Work<\/h3>\n<p class=\"ds-markdown-paragraph\">This policy explains the financial aspects of enrolling in courses on GyanVapy Courses\u2122\u2014what you pay, when you&#8217;re charged, and when you can get your money back.<\/p>\n<h3>The Simple Truth<\/h3>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Clear Pricing<\/strong>: Course prices are displayed before enrollment. What you see is what you pay (plus applicable taxes).<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>14-Day Refund Window<\/strong>: For most paid courses, you can request a refund within 14 days of enrollment.<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>No Refunds for Completed Courses<\/strong>: If you&#8217;ve completed most of the course, refunds are generally not available.<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Refund Abuse<\/strong>: Repeatedly enrolling in and refunding courses may result in loss of refund privileges.<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Free Courses<\/strong>: Free courses are, well, free\u2014no refunds needed!<\/p>\n<\/li>\n<\/ul>\n<hr \/>\n<h2>Part B: Payment Terms<\/h2>\n<h3>1. Pricing and Currency<\/h3>\n<p class=\"ds-markdown-paragraph\"><strong>1.1<\/strong>\u00a0<strong>Course Prices<\/strong>: Prices are set by:<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">Instructors (for marketplace courses)<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">GyanVapy Courses\u2122 (for original content)<\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph\"><strong>1.2<\/strong>\u00a0<strong>Currency<\/strong>: Prices are displayed in multiple currencies based on your location. The currency displayed at checkout is the currency you will be charged.<\/p>\n<p class=\"ds-markdown-paragraph\"><strong>1.3<\/strong>\u00a0<strong>Price Changes<\/strong>: Prices may change over time. Your price is locked in at the time of enrollment\u2014future price changes do not affect existing enrollments.<\/p>\n<h3>2. Taxes<\/h3>\n<p class=\"ds-markdown-paragraph\"><strong>2.1<\/strong>\u00a0<strong>Applicable Taxes<\/strong>: Depending on your location, applicable taxes (GST, VAT, sales tax) may be added to course prices.<\/p>\n<p class=\"ds-markdown-paragraph\"><strong>2.2<\/strong>\u00a0<strong>Tax Display<\/strong>: We attempt to display estimated taxes at checkout. Final taxes will be calculated and applied at payment.<\/p>\n<p class=\"ds-markdown-paragraph\"><strong>2.3<\/strong>\u00a0<strong>Tax Invoices<\/strong>: For customers requiring tax invoices, these are available in your account dashboard after purchase.<\/p>\n<h3>3. Payment Methods<\/h3>\n<p class=\"ds-markdown-paragraph\"><strong>3.1<\/strong>\u00a0<strong>Accepted Methods<\/strong>: We accept various payment methods including:<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">Credit and debit cards (Visa, Mastercard, Amex, RuPay)<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">UPI (India)<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Net banking (select countries)<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Digital wallets<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Bank transfers (for enterprise customers)<\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph\"><strong>3.2<\/strong>\u00a0<strong>Payment Processing<\/strong>: Payments are processed by our third-party payment processors. We do not store full payment details on our systems.<\/p>\n<p class=\"ds-markdown-paragraph\"><strong>3.3<\/strong>\u00a0<strong>Authorization<\/strong>: By providing payment information, you authorize us to charge the applicable fees.<\/p>\n<h3>4. Subscription Courses<\/h3>\n<p class=\"ds-markdown-paragraph\"><strong>4.1<\/strong>\u00a0<strong>Recurring Payments<\/strong>: Some courses may be offered on a subscription basis (monthly or annual). For such courses:<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">You will be billed automatically at the start of each billing period<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Subscriptions continue until cancelled<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Cancellation takes effect at the end of the current billing period<\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph\"><strong>4.2<\/strong>\u00a0<strong>Subscription Changes<\/strong>: We will notify you of any price changes for subscriptions at least 14 days in advance.<\/p>\n<hr \/>\n<h2>Part C: Refund Policy<\/h2>\n<h3>5. Standard 14-Day Refund Window<\/h3>\n<p class=\"ds-markdown-paragraph\"><strong>5.1<\/strong>\u00a0<strong>Eligibility<\/strong>: For most paid courses, you may request a refund within 14 days of enrollment.<\/p>\n<p class=\"ds-markdown-paragraph\"><strong>5.2<\/strong>\u00a0<strong>Refund Amount<\/strong>: Refunds are for the full course price paid, including taxes.<\/p>\n<p class=\"ds-markdown-paragraph\"><strong>5.3<\/strong>\u00a0<strong>How to Request<\/strong>: Submit refund requests through your account dashboard or by contacting\u00a0support@gyanvapy.com.<\/p>\n<p class=\"ds-markdown-paragraph\"><strong>5.4<\/strong>\u00a0<strong>Processing Time<\/strong>: Refunds typically process within 5-10 business days and will be credited to your original payment method.<\/p>\n<h3>6. Exceptions to the Refund Policy<\/h3>\n<p class=\"ds-markdown-paragraph\"><strong>6.1<\/strong>\u00a0<strong>No Refunds After 14 Days<\/strong>: Refund requests received after 14 days will generally be denied.<\/p>\n<p class=\"ds-markdown-paragraph\"><strong>6.2<\/strong>\u00a0<strong>Completed Courses<\/strong>: If you have completed a substantial portion of the course (typically more than 50%), refunds may be denied even within the 14-day window.<\/p>\n<p class=\"ds-markdown-paragraph\"><strong>6.3<\/strong>\u00a0<strong>Certificate Already Issued<\/strong>: If you have already received a certificate of completion, refunds are not available.<\/p>\n<p class=\"ds-markdown-paragraph\"><strong>6.4<\/strong>\u00a0<strong>Free Courses<\/strong>: No refunds for free courses (obviously).<\/p>\n<p class=\"ds-markdown-paragraph\"><strong>6.5<\/strong>\u00a0<strong>Bundled Courses<\/strong>: For course bundles, refunds may be available for the entire bundle but not for individual courses within the bundle.<\/p>\n<h3>7. Refund Abuse<\/h3>\n<p class=\"ds-markdown-paragraph\"><strong>7.1<\/strong>\u00a0<strong>What Constitutes Abuse<\/strong>:<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">Repeatedly enrolling in and refunding courses<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Enrolling with the intent to download content and then refund<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Using multiple accounts to circumvent refund limits<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Fraudulent refund claims<\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph\"><strong>7.2<\/strong>\u00a0<strong>Consequences of Abuse<\/strong>:<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">Loss of refund privileges<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Account suspension<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Forfeiture of any pending refunds<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Permanent ban in severe cases<\/p>\n<\/li>\n<\/ul>\n<h3>8. Course Cancellation by Instructor or Platform<\/h3>\n<p class=\"ds-markdown-paragraph\"><strong>8.1<\/strong>\u00a0<strong>Instructor Removal<\/strong>: If an instructor removes a course from the platform, existing students will retain access for the &#8220;lifetime&#8221; period. No refunds will be issued unless the course was misrepresented.<\/p>\n<p class=\"ds-markdown-paragraph\"><strong>8.2<\/strong>\u00a0<strong>Platform Removal<\/strong>: If we remove a course for policy violations or legal reasons:<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">Access will be terminated<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Refunds will be considered on a case-by-case basis<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Students will be notified of the removal and any refund decisions<\/p>\n<\/li>\n<\/ul>\n<h3>9. Chargebacks<\/h3>\n<p class=\"ds-markdown-paragraph\"><strong>9.1<\/strong>\u00a0<strong>Definition<\/strong>: A chargeback occurs when you dispute a charge with your bank or credit card issuer.<\/p>\n<p class=\"ds-markdown-paragraph\"><strong>9.2<\/strong>\u00a0<strong>Consequences<\/strong>: If you file a chargeback:<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">Your access to the course may be suspended during the dispute<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">If the chargeback is upheld, you will lose access permanently<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">If the chargeback is reversed, access may be restored<\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph\"><strong>9.3<\/strong>\u00a0<strong>Dispute Resolution<\/strong>: Before filing a chargeback, please contact us to resolve any issues\u2014many disputes can be resolved directly.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Module:\u00a0GyanVapy Courses\u2122 (Marketplace) Document Type:\u00a0Policy Trademark: GyanVapy Courses\u2122 is a trademark of MyMahotsav Futuretech Ltd Effective Date:\u00a024th February 2026 Version:\u00a01.0 Part A: Plain English Summary&hellip;<\/p>\n","protected":false},"author":15,"featured_media":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"footnotes":""},"doc_category":[212],"glossaries":[],"doc_tag":[31,245,79],"knowledge_base":[199],"class_list":["post-3516","docs","type-docs","status-publish","hentry","doc_category-gyanvapy-courses","doc_tag-policy","doc_tag-standard","doc_tag-terms-and-conditions","knowledge_base-policy-hub"],"year_month":"2026-04","word_count":738,"total_views":"54","reactions":{"happy":"0","normal":"0","sad":"0"},"author_info":{"name":"MyMahotsav Admin","author_nicename":"support-team","author_url":"https:\/\/mymahotsav.com\/knowledgebase\/author\/support-team\/"},"doc_category_info":[{"term_name":"GyanVapy Courses","term_url":"https:\/\/mymahotsav.com\/knowledgebase\/docs\/mm-guides\/gyanvapy-courses\/"}],"doc_tag_info":[{"term_name":"Policy","term_url":"https:\/\/mymahotsav.com\/knowledgebase\/docs-tag\/policy\/"},{"term_name":"Standard","term_url":"https:\/\/mymahotsav.com\/knowledgebase\/docs-tag\/standard\/"},{"term_name":"Terms and Conditions","term_url":"https:\/\/mymahotsav.com\/knowledgebase\/docs-tag\/terms-and-conditions\/"}],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.1 (Yoast SEO v26.2) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Courses\u2122 Payments &amp; Refund Policy | GyanVapy Courses - MyMahotsav<\/title>\n<meta name=\"description\" content=\"Complete payments and refund policy for GyanVapy Courses\u2122. 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