{"id":3934,"date":"2026-03-07T14:49:30","date_gmt":"2026-03-07T14:49:30","guid":{"rendered":"https:\/\/mymahotsav.com\/knowledgebase\/?post_type=docs&p=3934"},"modified":"2026-03-07T14:49:30","modified_gmt":"2026-03-07T14:49:30","password":"","slug":"venue-rental-insurance-liability-policy","status":"publish","type":"docs","link":"https:\/\/mymahotsav.com\/knowledgebase\/docs\/policy-hub\/venues\/venue-rental-insurance-liability-policy\/","title":{"rendered":"Venue Rental Insurance & Liability Policy"},"content":{"rendered":"

Module:<\/strong>\u00a0Utsav Venues\u2122 (Risk Management)
\nDocument Type:<\/strong>\u00a0Policy
\nTrademark:<\/strong> Utsav Venues\u2122 is a trademark of MyMahotsav Futuretech Ltd
\nEffective Date:<\/strong>\u00a024th February 2026
\nVersion:<\/strong>\u00a01.0<\/p>\n

\n

Part A: Plain English Summary<\/h2>\n

Protecting Against the Unexpected<\/h3>\n

Events involve risks\u2014injuries, property damage, cancellations. This policy explains the insurance requirements for hosts and recommendations for renters to ensure everyone is protected.<\/p>\n

The Simple Truth<\/h3>\n
    \n
  • \n

    Hosts Must Have Insurance<\/strong>: Every venue host on our platform is required to carry public liability insurance (minimum \u00a310 million)\u00a0.<\/p>\n<\/li>\n

  • \n

    Insurance Protects Everyone<\/strong>: Host insurance covers claims from third parties (like your guests) if they’re injured at the venue.<\/p>\n<\/li>\n

  • \n

    Your Insurance May Still Be Needed<\/strong>: Host insurance protects the host\u2014it may not cover your losses if you have to cancel your event. Consider your own event insurance\u00a0.<\/p>\n<\/li>\n

  • \n

    Proof Required<\/strong>: Hosts must provide certificates of insurance. We verify coverage.<\/p>\n<\/li>\n

  • \n

    No Coverage From Us<\/strong>: MyMahotsav does not provide insurance coverage to hosts or renters. You must arrange your own.<\/p>\n<\/li>\n<\/ul>\n

    \n

    Part B: Insurance Requirements<\/h2>\n

    1. HOST INSURANCE OBLIGATIONS<\/h3>\n

    1.1<\/strong>\u00a0Mandatory Coverage<\/strong>: All Hosts listing venues on Utsav Venues\u2122 must maintain the following insurance coverage\u00a0:<\/p>\n

    \n
    \n
    <\/div>\n
    <\/div>\n<\/div>\n\n\n\n\n\n\n\n
    Insurance Type<\/th>\nMinimum Coverage<\/th>\nApplicability<\/th>\n<\/tr>\n<\/thead>\n
    Public Liability Insurance<\/strong><\/td>\n\u00a310 million (or equivalent in local currency)<\/td>\nALL Hosts<\/td>\n<\/tr>\n
    Employers’ Liability Insurance<\/strong><\/td>\nAs required by law (typically \u00a35-10 million)<\/td>\nHosts with employees<\/td>\n<\/tr>\n
    Property Insurance<\/strong><\/td>\nSufficient to cover full replacement value<\/td>\nALL Hosts (recommended)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

    1.2<\/strong>\u00a0Public Liability Coverage<\/strong>: This insurance protects against claims for:<\/p>\n

      \n
    • \n

      Bodily injury to third parties (including Renters and their guests)<\/p>\n<\/li>\n

    • \n

      Damage to third-party property<\/p>\n<\/li>\n

    • \n

      Legal costs associated with such claims<\/p>\n<\/li>\n<\/ul>\n

      1.3<\/strong>\u00a0Employers’ Liability<\/strong>: Required by law in many jurisdictions if Hosts employ staff. Covers claims by employees injured at work\u00a0.<\/p>\n

      1.4<\/strong>\u00a0Property Insurance<\/strong>: Covers damage to the Host’s own property. While not always mandatory, we strongly recommend adequate coverage.<\/p>\n

      2. PROOF OF INSURANCE<\/h3>\n

      2.1<\/strong>\u00a0Certificate of Insurance<\/strong>: Hosts must provide a valid Certificate of Insurance upon:<\/p>\n

        \n
      • \n

        Initial registration as a Host<\/p>\n<\/li>\n

      • \n

        Annual renewal of coverage<\/p>\n<\/li>\n

      • \n

        Upon request by the Platform<\/p>\n<\/li>\n<\/ul>\n

        2.2<\/strong>\u00a0Certificate Requirements<\/strong>: The Certificate must show:<\/p>\n

          \n
        • \n

          Host’s name (matching Platform account)<\/p>\n<\/li>\n

        • \n

          Policy number<\/p>\n<\/li>\n

        • \n

          Coverage limits (meeting minimum requirements)<\/p>\n<\/li>\n

        • \n

          Effective dates (covering the period of all Bookings)<\/p>\n<\/li>\n

        • \n

          Insurer’s name and contact details<\/p>\n<\/li>\n<\/ul>\n

          2.3<\/strong>\u00a0Failure to Maintain Insurance<\/strong>: Hosts who fail to maintain required insurance may:<\/p>\n

            \n
          • \n

            Have their listings suspended<\/p>\n<\/li>\n

          • \n

            Be unable to accept new Bookings<\/p>\n<\/li>\n

          • \n

            Have existing Bookings cancelled (with refunds to Renters)<\/p>\n<\/li>\n

          • \n

            Have their account terminated<\/p>\n<\/li>\n<\/ul>\n

            3. HOST INDEMNIFICATION<\/h3>\n

            3.1<\/strong>\u00a0Indemnity<\/strong>: Hosts agree to indemnify and hold harmless MyMahotsav Futuretech Ltd from any claims arising out of\u00a0:<\/p>\n

              \n
            • \n

              Injuries or damages occurring at their Venue<\/p>\n<\/li>\n

            • \n

              Their failure to maintain required insurance<\/p>\n<\/li>\n

            • \n

              Their breach of any laws or regulations<\/p>\n<\/li>\n

            • \n

              Any misrepresentations in their listing<\/p>\n<\/li>\n<\/ul>\n

              4. RENTER INSURANCE CONSIDERATIONS<\/h3>\n

              4.1<\/strong>\u00a0Recommended Coverage<\/strong>: While not mandatory, we strongly recommend that Renters consider purchasing\u00a0:<\/p>\n

              \n
              \n
              <\/div>\n
              <\/div>\n<\/div>\n\n\n\n\n\n\n\n\n
              Coverage Type<\/th>\nPurpose<\/th>\n<\/tr>\n<\/thead>\n
              Event Cancellation Insurance<\/strong><\/td>\nReimburses losses if event must be cancelled for covered reasons (illness, weather, etc.)<\/td>\n<\/tr>\n
              Personal Liability Insurance<\/strong><\/td>\nCovers claims if you or your guests cause injury or damage<\/td>\n<\/tr>\n
              Personal Accident Insurance<\/strong><\/td>\nCovers medical expenses for you or your guests<\/td>\n<\/tr>\n
              Equipment Insurance<\/strong><\/td>\nCovers damage to or theft of your own equipment brought to the venue<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

              4.2<\/strong>\u00a0No Coverage From Host’s Policy<\/strong>: Renters should understand that the Host’s public liability insurance protects the Host against claims, not the Renter. It may not cover:<\/p>\n

                \n
              • \n

                Your cancellation losses<\/p>\n<\/li>\n

              • \n

                Injury to you (unless caused by Host’s negligence)<\/p>\n<\/li>\n

              • \n

                Damage to your property<\/p>\n<\/li>\n<\/ul>\n

                5. ADDITIONAL INSURED STATUS<\/h3>\n

                5.1<\/strong>\u00a0Venue Requirements<\/strong>: Some Hosts may require Renters to name them as an “additional insured” on their event insurance policy. Such requirements, if any, will be disclosed in the listing.<\/p>\n

                5.2<\/strong>\u00a0Compliance<\/strong>: Renters are responsible for complying with any insurance requirements stated in the listing.<\/p>\n

                6. PLATFORM’S POSITION<\/h3>\n

                6.1<\/strong>\u00a0No Insurance Provider<\/strong>: MyMahotsav Futuretech Ltd is not an insurance provider, agent, or broker. We do not underwrite, sell, or recommend specific insurance policies\u00a0.<\/p>\n

                6.2<\/strong>\u00a0No Liability<\/strong>: We are not liable for any gaps in coverage, uninsured losses, or claims arising from insufficient insurance.<\/p>\n

                6.3<\/strong>\u00a0Information Only<\/strong>: Any information about insurance is provided for general guidance only and does not constitute professional advice. You should consult with qualified insurance professionals.<\/p>\n","protected":false},"excerpt":{"rendered":"

                Module:\u00a0Utsav Venues\u2122 (Risk Management) Document Type:\u00a0Policy Trademark: Utsav Venues\u2122 is a trademark of MyMahotsav Futuretech Ltd Effective Date:\u00a024th February 2026 Version:\u00a01.0 Part A: Plain English…<\/p>\n","protected":false},"author":15,"featured_media":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"footnotes":""},"doc_category":[273],"glossaries":[],"doc_tag":[31,262,79],"knowledge_base":[199],"class_list":["post-3934","docs","type-docs","status-publish","hentry","doc_category-venues","doc_tag-policy","doc_tag-process","doc_tag-terms-and-conditions","knowledge_base-policy-hub"],"year_month":"2026-04","word_count":653,"total_views":"48","reactions":{"happy":"0","normal":"0","sad":"0"},"author_info":{"name":"MyMahotsav Admin","author_nicename":"support-team","author_url":"https:\/\/mymahotsav.com\/knowledgebase\/author\/support-team\/"},"doc_category_info":[{"term_name":"Venues","term_url":"https:\/\/mymahotsav.com\/knowledgebase\/docs\/mm-guides\/venues\/"}],"doc_tag_info":[{"term_name":"Policy","term_url":"https:\/\/mymahotsav.com\/knowledgebase\/docs-tag\/policy\/"},{"term_name":"Process","term_url":"https:\/\/mymahotsav.com\/knowledgebase\/docs-tag\/process\/"},{"term_name":"Terms and Conditions","term_url":"https:\/\/mymahotsav.com\/knowledgebase\/docs-tag\/terms-and-conditions\/"}],"yoast_head":"\nUtsav Venues Insurance & Liability Policy | Utsav Venues - MyMahotsav<\/title>\n<meta name=\"description\" content=\"Complete insurance and liability policy for Utsav Venues\u2122. 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