Beneficiary Verification and Donor Privary

Module: CrowdFunding (UTSAV DAAN™)
Document Type: Hybrid — Plain English + Legal Reinforcement
Trademark: UTSAV DAAN™ is a registered trademark of MyMahotsav Futuretech Ltd
Jurisdictions: Global (with jurisdictional addendums)
Version: 1.0
Effective Date: 25th February 2026

PART A: PLAIN ENGLISH SUMMARY #

How We Verify Campaigns and Protect Your Privacy #

UTSAV DAAN™ believes in transparency through collaboration. We don’t just rely on our own checks—we empower our entire community to help verify campaigns.

The Simple Truth #

• We verify documents, not intentions: Fundraisers must upload supporting documents. We check that documents appear valid, but we can’t guarantee the underlying cause is 100% genuine.

• You help validate: The UTSAV DAAN™ community can review campaigns, ask questions, and flag concerns. This collective wisdom builds trust.

• Support Groups add credibility: Campaigns with multiple verified backers (Support Group) have stronger credibility.

• Your privacy matters: We protect donor information rigorously. Your personal details aren’t publicly shared without consent.

• Transparency where it counts: Campaign documents (appropriately redacted) are visible to help community validation.

• We never sell donor data: Period. Your information is used only for platform operations and legal compliance.

PART B: LEGAL TERMS AND CONDITIONS #

1. BENEFICIARY VERIFICATION FRAMEWORK #

1.1 Verification Principles #

UTSAV DAAN™ operates on a collaborative verification model comprising:

• (a) Documentary verification by Platform

• (b) Community validation by Contributors and Support Groups

• (c) Transparent disclosure of all available information

1.2 Required Documentation #

Every Fundraiser must submit the following minimum documentation:

1.3 Support Group Verification #

1.3.1 Fundraisers may designate a Support Group of a minimum of 2 and a maximum of 10 individuals who:

• Verify their identity to the Platform

• Confirm their awareness and support of the Campaign

• Agree to joint responsibility for Campaign representations

• Are publicly listed on the Campaign page

1.3.2 Campaigns with Support Groups receive a “Community Verified” badge indicating enhanced collective validation.

1.4 Collaborative Community Validation #

1.4.1 All Campaign pages display (with appropriate redactions):

• Key verification documents

• Fundraiser information

• Support Group members

• Fund utilization plan

• Milestone commitments

1.4.2 Community members may:

• Submit questions to Fundraisers (public Q&A visible on Campaign page)

• Flag concerns regarding Campaign legitimacy

• Request additional documentation

• Report discrepancies between representations and documents

1.4.3 Flags reaching a threshold of [5] distinct users trigger manual Platform review.

1.5 Platform Verification Process #

1.5.1 UTSAV DAAN™ conducts:

• Initial Verification: Document validity check (forgery detection, logical consistency)

• Ongoing Monitoring: Transaction pattern analysis for suspicious activity

• Post-Campaign Audit: Random sampling of completed Campaigns

1.5.2 Verification Disclaimers:

• UTSAV DAAN™ verifies documents submitted, not underlying facts

• Verification does not constitute endorsement or guarantee

• Contributors must exercise independent judgment

• Platform is not liable for misrepresentations by Fundraisers

1.5.3 Fundraisers must immediately disclose any Material Changes to their Campaign.

1.6 Verification Levels #

2. DONOR PRIVACY POLICY #

2.1 Information Collected #

For each Contribution, UTSAV DAAN™ collects:

• Required: Name, Email Address, Contribution Amount, Payment Method

• Optional: Phone Number, Postal Address (for Reward fulfilment), Anonymous preference

• Technical: IP Address, Device Information, Browser Type (via Cookies Policy)

2.2 Privacy by Default #

2.2.1 By default:

• Contributor names are NOT publicly displayed without consent

• Contribution amounts are shown anonymised (e.g., “Anonymous” or range-based)

• Contact information is never shared publicly

2.2.2 Contributors may opt to:

• Display name publicly as “Contributor Name”

• Display contribution amount

• Appear on the public supporter wall

• Receive public acknowledgment

2.3 Anonymous Contributions #

2.3.1 Contributors may elect Full Anonymity:

• Name not displayed anywhere publicly

• Internal record kept for legal/tax purposes

• Fundraiser receives anonymous notification only

2.3.2 Anonymous Contributors retain all refund rights.

2.4 Data Sharing and Third Parties #

2.4.1 UTSAV DAAN™ does not sell, rent, or trade donor information.

2.4.2 Limited sharing occurs only:

• With payment processors to complete transactions

• With Fundraisers to fulfil Rewards (only with consent)

• As required by law (court orders, subpoenas)

• With law enforcement investigating fraud

2.4.3 Fundraisers receiving donor information must:

• Use only for Campaign-related communications

• Not share with third parties without consent

• Comply with applicable data protection laws

• Delete data upon request (subject to legal retention)

2.5 Data Security #

2.5.1 UTSAV DAAN™ implements:

• Encryption of all financial data (PCI DSS compliance)

• Secure socket layer (SSL) technology

• Regular security audits

• Access controls limiting employee data access

• Breach notification procedures as required by law

2.6 Retention and Deletion #

2.6.1 Donor data retained:

• As long as the account is active

• Minimum 7 years for tax/audit compliance (jurisdiction-dependent)

• Longer if required by law

2.6.2 Contributors may request:

• Data export (portability)

• Correction of inaccurate data

• Deletion (subject to legal exceptions)

3. DISCLOSURE POLICY #

3.1 Campaign Transparency Requirements #

Every Campaign must prominently disclose:

• Fund Utilisation Plan: How funds will be used (with breakups)

• Timeline: Expected milestones and completion date

• Risks: Known challenges or uncertainties

• Alternate Use: What happens if funds exceed the target

• Shortfall Plan: What happens if the target is not reached

• Team: Key people involved (with verification links)

• Updates: Commitment to regular reporting

3.2 Fee Transparency #

3.2.1 UTSAV DAAN™ discloses on every Campaign page:

• Platform Fee: [X]% of total raised

• Payment Processing Fee: Estimated [X]% (varies by payment method)

• International Transfer Fee: Applicable if Beneficiary outside India

• Currency Conversion: Exchange rate margins (if applicable)

3.2.2 Contributors see the total charge before confirming payment.

3.3 Conflict of Interest Disclosure #

3.3.1 Fundraisers must disclose:

• Any personal benefit from the Campaign beyond the stated purpose

• Relationships with Beneficiaries (family, business, etc.)

• Any commission or referral arrangements

• If Fundraiser is also a Contributor to their own Campaign

3.3.2 UTSAV DAAN™ may require additional disclosure or reject Campaigns with undisclosed conflicts.

3.4 Material Change Disclosure #

3.4.1 If Material Changes occur after Contributions received:

• The Fundraiser must update the Campaign page immediately

• Contributors notified via email/platform notification

• Contributors granted a 7-day cooling-off period for refund requests

• Changes are effective only after the notice period

PART C: JURISDICTION-SPECIFIC ADDENDUMS #

INDIA ADDENDUM #

Aadhaar Verification: UTSAV DAAN™ may use Aadhaar e-KYC for identity verification, subject to compliance with the Aadhaar Act and UIDAI regulations.

FCRA Compliance: Campaigns receiving foreign contributions for charitable purposes must ensure the beneficiary possesses a valid FCRA registration under Fthe oreign Contribution (Regulation) Act, 2010.

IT Rules 2021: Grievance Officer details published separately. Compliance with Intermediary Guidelines and Digital Media Ethics Code.

Income Tax: Contributors may be eligible for 80G deduction only if the beneficiary is registered under Section 80G. The platform does not advise on tax matters.

UK ADDENDUM #

Data Protection: Processed under UK GDPR and Data Protection Act 2018. Contributors have right to complain to ICO.

Fundraising Regulator: Campaigns for UK charities must comply with Code of Fundraising Practice.

EU ADDENDUM #

GDPR Rights: Articles 15-22 rights (access, rectification, erasure, restriction, portability, objection).

Consumer Rights: 14-day withdrawal right for reward-based crowdfunding (distance selling regulations).

US ADDENDUM #

State Charitable Solicitation: Campaigns soliciting in multiple states may trigger registration requirements. Fundraisers responsible for compliance .

DMCA: Privacy Policy incorporated by reference.

PART D: ENTERPRISE INTERNAL MANUAL #

For UTSAV DAAN™ Verification Team #

A. Document Verification Checklist #

B. Verification TAT Standards #

C. Privacy Breach Response #

1. Detect: Identify breach scope and affected data

2. Contain: Isolate systems, stop further exposure

3. Notify: Legal/Compliance team immediately

4. Assess: Determine notification requirements by jurisdiction

5. Report: File with regulators within required timeline (72h GDPR)

6. Communicate: Notify affected donors with remediation steps