Doc Summary
Module: Utsav Jyotish™ (Financial)
Document Type: Terms
Trademark: Utsav Jyotish™ is a trademark of MyMahotsav Futuretech Ltd
Effective Date: 24th February 2026
Version: 1.0
Part A: Plain English Summary #
How Payments Work #
This document explains the mechanics of payments on Utsav Jyotish™—how we process them, what fees apply, and your responsibilities.
The Simple Truth #
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We Use Secure Processors: Your payment details go directly to our PCI-compliant partners—we never store full card numbers.
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Multiple Payment Methods: Cards, UPI, net banking, and more.
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Currency: Prices displayed in multiple currencies; your bank may charge conversion fees.
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No Surcharges: We don’t add fees beyond the displayed price (taxes excepted).
Part B: Payment Terms #
1. PAYMENT METHODS #
1.1 We accept various payment methods including:
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Credit/debit cards (Visa, Mastercard, Amex, RuPay)
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UPI (India)
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Net banking (select countries)
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Digital wallets
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Bank transfers (for enterprise customers)
2. PAYMENT PROCESSING #
2.1 Payments are processed by our third-party payment processors. We do not store full payment details on our systems .
2.2 By providing payment information, you authorize us to charge the applicable fees.
3. CURRENCY #
3.1 Prices are displayed in multiple currencies based on your location. The currency displayed at checkout is the currency you will be charged.
3.2 Your bank or card issuer may apply currency conversion fees; these are your responsibility.
4. FEES #
4.1 No additional platform fees beyond displayed prices. Payment gateway fees are included in our costs.
5. PAYMENT FAILURES #
5.1 If payment fails, your transaction will not be processed. You must complete a new transaction.
6. REFUND PROCESSING #
6.1 Refunds, when issued, will be credited to the original payment method within [5-10] business days
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